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A Personal View: Small City A small city like Hartford has genuine appeal to those seeking professional employment for the first time. Many of the things they want out of a big city are available in Hartford, in a more intimate and welcoming setting than Boston or New York City. Many young professionals gathered at the HYPE Premier Party recently. Published by The Hartford News ; Publication Date: June 14, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_news_061406_a.asp

A Picture's Worth 40 Stories Northland Investment Corp. is in the early stages of planning the redevelopment of the former YMCA on Jewell Street in Hartford. They recently posted a conceptual illustration of the project on the corporate website. Published by The Hartford Courant ; Publication Date: June 1, 2007
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_060107.asp

A Victorian Lady Reborn For Dulcie and Valerio Giadone, their home is much more than a place to live and enjoy their friends and family. It's an extension of their passion for Hartford, its people and its history. Their beloved community is so much a part of their lives that they made design decisions with their role as hosts to neighborhood meetings in mind. The empty-nesters live in a Queen Anne Victorian that has been the cornerstone of a neighborhood revitalization program on Ashley Street in Hartford's Asylum Hill neighborhood. Published by The Hartford Courant ; Publication Date: September 12, 2008
Document Link: /issues/documents/neighborhoods/htfd_courant_091208.asp

Affordable Still Not Equal: Housing Law Fails to Break Down Barriers in Affluent Towns In 1989 the legislature passed an affordable housing appeals law intended to pry open the gates that affluent towns often erect against housing for working-class and poor people. But 15 years later, an analysis based on state housing and federal census data suggests the law has failed to forge significant progress. Published by The Hartford Courant ; Publication Date: November 21, 2004
Document Link: /issues/documents/smartgrowth/htfd_courant_112104.asp

American Community Survey 2003 Data Profiles 2003 Data Profiles provide data on demographic, social, economic, and housing topics for over 800 geographical areas in both tabular and narrative format. Published by U.S. Census Bureau ; Publication Date: August 26, 2004
Document Link: /Issues/wsd/Education/wsd_082604.asp Related Link(s): Changing Demographics of Connecticut: Part 1: Comparing Connecticut to National Averages: 2000 Dataset HartfordInfo Data: Direct links to relevant tables from HartfordInfo.org

American Community Survey 2004 Data Profiles 2004 Data Profiles provide data on demographic, social, economic, and housing topics for over 800 geographical areas in both tabular and narrative format. Published by U.S. Census Bureau ; Publication Date: August 30, 2005
Document Link: /Issues/wsd/Education/wsd_083005.asp HartfordInfo Data: Direct links to relevant tables from HartfordInfo.org

American Community Survey 2005 Data Profiles 2005 Data Profiles provide data on demographic, social, economic, and housing topics for the city of Hartford. Published by U.S. Census Bureau ; Publication Date: August 2006
Document Link: /Issues/wsd/People/wsd_08_2005.asp

American Community Survey 2005-2009 Data Profiles 2005-2009 Data Profiles provide data on demographic, social, economic and housing topics for the city of Hartford. The profiles are provided by U.S. Census Bureau. Published by U.S. Census Bureau ; Publication Date: December 15, 2010
Document Link: /issues/wsd/People/wsd_12_2010.asp

American Community Survey 2006 Data Profiles 2006 Data Profiles provide data on demographic, social, economic, and housing topics for the city of Hartford. Published by U.S. Census Bureau ; Publication Date: August 29, 2007
Document Link: /Issues/wsd/People/wsd_08_2006.asp

American Community Survey 2007 Data Profiles 2007 Data Profiles provide data on demographic, social, economic, and housing topics for the city of Hartford. Published by U.S. Census Bureau ; Publication Date: September 23, 2008
Document Link: /Issues/wsd/People/wsd_09_2008.asp

American Community Survey 2008 Data Profiles 2008 Data Profiles provide data on demographic, social, and housing topics for the city of Hartford. Published by U.S. Census Bureau ; Publication Date: September 22, 2009
Document Link: /Issues/wsd/People/wsd_09_2009.asp

American Housing Survey - Hartford Metropolitan Area - 1996 The 1996 American Housing Survey (AHS) collects data on the Nation's housing, including apartments, single-family homes, mobile homes, vacant housing units, household characteristics, income, housing and neighborhood quality, housing costs, equipment and fuels, size of housing unit, and recent movers. The AHS returns to the same housing units year after year to gather data; therefore, this survey is ideal for analyzing the flow of households through housing; Published by U. S. Census ; Publication Date: 1996
Document Link: /issues/wsd/housing/AHS_Hartford_96.pdf Related Link(s): HUD User: Datasets: American Housing Survey HartfordInfo Data: Community Data: Where the Rental Units Are by Hartford Neighborhood

American Housing Survey - Hartford Metropolitan Area - 2004 The 2004 American Housing Survey (AHS) collects data on the Nation's housing, including apartments, single-family homes, mobile homes, vacant housing units, household characteristics, income, housing and neighborhood quality, housing costs, equipment and fuels, size of housing unit, and recent movers. The AHS returns to the same housing units year after year to gather data; therefore, this survey is ideal for analyzing the flow of households through housing; Published by U. S. Census ; Publication Date: 2004
Document Link: /issues/wsd/housing/Hartford[1].pdf Related Link(s): HUD User: Datasets: American Housing Survey

An Elegant Renewal In 2001, the Christian Activities Council approved a long-term plan for housing development and improvement in the Upper Albany area. Deerfield Avenue was the first street to receive the council's attention. The council's efforts have been augmented by groups, such as the Upper Albany Main Street and the University of Hartford, and the multitude of small businesses opening in the area. The council plans to focus on Vine and Irving Streets next. Published by The Hartford Courant ; Publication Date: March 20, 2005
Document Link: /issues/documents/housing/htfd_courant_032005.asp

Are Subdivisions On Way Out? Tom Condon writes that housing subdivisions may be on the way out, as an aging population in the U.S. looks for the convenience of condos and clustered housing close to transit and shopping. Published by The Hartford Courant ; Publication Date: May 08, 2011
Document Link: /issues/documents/homeownership/htfd_courant_050811.asp

Assessment Just Part Of Tax Story State Rep. Art Feltman discusses the recent assessment notices which Hartford property owners received, reflecting the October 2006 revaluation. He explains how tax bills will be determined. Published by The Hartford Courant ; Publication Date: December 13, 2006
Document Link: /issues/documents/Taxes/htfd_courant_121306.asp

Asylum Hill's Resurgence A group headed by the Northside Institutions Neighborhood Alliance is restoring homes on Sargeant, Garden, and Ashley streets in hopes of attracting new homeowners and strengthening the Asylum Hill neighborhood. Published by The Hartford Courant ; Publication Date: May 29, 2005
Document Link: /issues/documents/economicdevelopment/htfd_courant_052905.asp

Bill Bars Banks From Evicting Tenants During Landlord Foreclosures Legislators and Legal Aid lawyers are pushing a bill in the Connecticut General Assembly that would prevent banks from evicting tenants during landlord foreclosures. It's a common practice to empty buildings to make them ready for the market. The legislation mirrors a recent major policy change by mortgage giants Fannie Mae and Freddie Mac that allows renters who are up to date in monthly payments to remain in their homes even if the landlord goes into foreclosure. Published by The Hartford Courant ; Publication Date: February 20, 2009
Document Link: /issues/documents/homeownership/htfd_courant_022009.asp

Bill Gives Foreclosure Homeowners A Break Borrowers behind on their mortgage payments will now have eight months to work out a deal in mediation before formal foreclosure proceedings can begin, under legislation approved by the Connecticut General Assembly. The bill, approved by both houses of the legislature, is expected to be signed by Gov. Dannel P. Malloy. Published by The Hartford Courant ; Publication Date: June 10, 2011
Document Link: /issues/documents/homeownership/htfd_courant_061011.asp

Bill Seeks To Extend Connecticut Foreclosure Mediation Legislation that would extend the state's foreclosure mediation program through 2014 and prohibit lenders and servicers from pushing forward with litigation until after mediation is complete has cleared the state legislature's banks committee. Published by The Hartford Courant ; Publication Date: March 22, 2011
Document Link: /issues/documents/region/htfd_courant_032211.asp

Bill Would Cap Tax Increases For Hartford Homeowners City property assessments would increase by no more than 3 percent for each of the next five years under a bill being considered by the state legislature. Published by The Hartford Courant ; Publication Date: April 04, 2011
Document Link: /issues/documents/taxes/htfd_courant_040411.asp

Borrowers, Banks Gather To Save The Dream, Avert Foreclosure Alicia Lopez flew more than 3,000 miles from her home in San Francisco to Hartford, just to talk to her bank at the "Save the Dream Tour" mortgage modification event at the XL Center. It would seem a long way to travel, but Lopez was in a hurry: She was four days away from a foreclosure auction on her home. Lopez worked out new mortgage terms with her servicer, Bank of America, that will allow Lopez and her brother, an unemployed construction worker, to stay in the home they bought together four years ago. Published by The Hartford Courant ; Publication Date: October 21, 2011
Document Link: /issues/documents/homeownership/htfd_courant_102111.asp

Breakthrough Seen In Preservation Rules Work on a new historic preservation ordinance has been at an impasse - stymied by needing to find a way to balance the need for preservation with the need to protect low-income homeowners from undue repair expenses. Preservationists redrafted the ordinance and have resubmitted it to the mayor's office for review with one major substantive change that addresses the cost of home repairs. Published by The Hartford Courant ; Publication Date: April 7, 2005
Document Link: /issues/documents/history/htfd_courant_040705.asp Related Link(s): Task Force Ideas Fizzle

Bringing Back Hartford's Asylum Hill One Home At A Time Northside Institutions Neighborhood Alliance, since 2004 has been resurrecting some of Hartford's older housing stock in the Asylum Hill neighborhood. Through a unique partnership with other nonprofits, volunteer and apprentice construction workers, and a rigorous collection of available grants, NINA is bringing Asylum Hill back, one dwelling at a time. Published by The Hartford Courant ; Publication Date: March 07, 2012
Document Link: /issues/documents/neighborhoods/htfd_courant_030712.asp

Broaden Mortgage Plan This Courant editorial expresses the opinion that Gov. M. Jodi Rell's new program to assist first-time homeowners faced with huge increases in their adjustable mortgage rates can already use some revamping. However well-intentioned, the $50 million CT Families program administered by the Connecticut Housing Finance Authority has approved only 25 loans. Clearly, the loans are not getting to those they were intended to help. Published by The Hartford Courant ; Publication Date: February 22, 2008
Document Link: /issues/documents/homeownership/htfd_courant_022208.asp

Bushnell Apartments Back On Market The owners of Hartford’s Bushnell on the Park want to sell the property, in a move that will likely convert the luxury apartments to condominiums. Published by The Hartford Business Journal ; Publication Date: July 30, 2007
Document Link: /issues/documents/downtowndevelopment/hbj_073007.asp

Calling Hartford Home Owning a home near the place you work, especially in an urban setting, has much to recommend it -- for the employee, the employer and the city. So why don't more people choose that option? One answer is cost. The Hartford Homeownership Incentive Program, which provides ownership grants to eligible employees, aims to vault that hurdle. Now, a year after its inception, the program, known as HIP, is bearing fruit. Each of 5 partners offers forgivable $10,000 grants to employees who agree to live in homes they've bought in Hartford for at least five years and stay with their employer for the same amount of time. Published by The Hartford Courant ; Publication Date: August 21, 2013
Document Link: /issues/documents/homeownership/htfd_courant_082113.asp

Can Hartford Weather Sub-Prime Lending Crisis? Although Mike Menatian is now president of a well-established mortgage company in West Hartford, he began his career as a street-level organizer for Hartford Areas Rally Together (HART) in the late 1980’s. Some of Menatian’s old organizing passion came to the fore recently during a forum at the Hartford Public Library entitled, “The Sub-Prime Lending Crisis: What Does It Mean for Hartford and the Region?” Published by The Hartford News ; Publication Date: May 22, 2008
Document Link: /issues/documents/homeownership/htfd_news_052208.asp

Capitol West Building Could Become Housing For years, the building at the Asylum Street exit off I-84 west has been one of the city's worst blights, its eye socket-like cutout a curiosity for passing motorists. But that odd-looking space could become home to a fitness center if the building is converted to apartments or condominiums, as a developer has proposed. Published by The Hartford Courant ; Publication Date: August 8, 2006
Document Link: /issues/documents/Housing/htfd_courant_080806.asp

Changing Demographics of Connecticut - 1990-2000: Part 1: Comparing Connecticut to National Averages This report uses data gathered by the U.S. Census Bureau in the 1990 Decennial Census and the 2000 Decennial Census to investigate demographic and socioeconomic changes in the State of Connecticut between 1990 and 2000. The report focuses on age, race, income, educational attainment, home ownership, and the prevalence of poverty. Published by UCONN Center for Population Research ; Publication Date: October 2003
Document Link: /Issues/wsd/People/wsd_10_2003.asp Related Link(s): Changing Demographics of Connecticut - 1990-2000: Part 1: Comparing Connecticut to National Averages: DataSets ; Changing Demographics of Connecticut - 1990-2000: Part 2: The Five Connecticut's ; Changing Demographics of Connecticut - 1990-2000: Part 2: The Five Connecticut's: Datasets

Changing Demographics of Connecticut - 1990-2000: Part 2: The Five Connecticuts This report provides a detailed and more representative description of Connecticut demographics at the town level. Each town has been assigned to one of five town groups which reflect separate and distinct Connecticut's. Published by UCONN Center for Population Research ; Publication Date: May 2004
Document Link: /Issues/wsd/People/wsd_05_2004.asp Related Link(s): Changing Demographics of Connecticut - 1990 to 2000: Part 2: The Five Connecticuts: DataSets ; Changing Demographics of Connecticut - 1990-2000: Part 1: Comparing Connecticut to National Averages ; Changing Demographics of Connecticut - 1990-2000: Part 1: Comparing Connecticut to National Averages - 1990-2000: DataSets

City's Downtown Rebound The 90-year old Metropolitan building is turning into upscale residential property in downtown Hartford. The project represents the first one being built purely with private financing among a new generation of housing under construction throughout the downtown. Seven years after the state first proposed to set aside $35 million to subsidize the construction of new market-rate housing in the city, 2005 is setting up to be the year when downtown begins to make the transition into a residential neighborhood. Published by The Hartford Courant ; Publication Date: February 27, 2005
Document Link: /issues/documents/downtowndevelopment/htfd_courant_022705_c.asp

City's Grand List Grows Hartford's 2006 grand list increased 2.36 percent over last year - the rise almost entirely due to a recent revaluation of real property in the city that dramatically boosted values, city officials said. Published by The Hartford Courant ; Publication Date: February 7, 2007
Document Link: /issues/documents/Taxes/htfd_courant_020707.asp

Coalition Seeks to Make Housing More Affordable A coalition of housing groups, banks and business leaders said recently that it plans to find ways to help Connecticut residents afford to buy homes, saying that too many are being priced out of the red-hot housing market. According to HOMEConnecticut, an initiative of the Hartford-based Partnership for Strong Communities, many families earning the median income in 157 of Connecticut's 169 cities and towns cannot qualify for a mortgage to buy a home at today's median prices. Published by The Hartford Courant ; Publication Date: May 25, 2006
Document Link: /issues/documents/housing/htfd_courant_052506.asp

Coming Home to Hartford: Interim Report of the Mayor's Homeownership Task Force The Hartford Homeownership Task Force identifies numerous specific recommendations and six major goals in this interim report. The Task Force was formed in March of 2002 by Mayor Eddie Perez to develop a strategy and recommendations to increase the homeownership rate in Hartford from 25% to 30% over the next five years. Hartford has the lowest homeownership rate in Connecticut, and the lowest rate in the nation for a city of its size. The Mayor's homeownership initiative has evolved into the Rising Star Block Initiative; Published by City of Hartford; Office of Grants Management ; Publication Date: September 2002
Document Link: /Issues/wsd/HomeOwnership/wsd_09_2002.asp Related Link(s): City of Hartford ; Neighborhoods of Hartford ; Hartford Public Library: Hartford is Home

Connecticut Capitol Region Home Sales Price Report; July 1, 2003 - June 30, 2004 Presents residential sales price data and analysis for the 2004 fiscal year (all years listed are fiscal years from July 1 to June 30). (PDF document; 22 pages) Published by Capitol Region Council of Governments ; Publication Date: October 2004
Document Link: /Issues/wsd/Housing/wsd_10_2004.asp

Connecticut Counts 2008: Point-in-Time Homeless Count Final Report On January 30, 2008 communities across Connecticut conducted their second statewide count of homeless individuals and families. (PDF document, 188 pages) Published by Connecticut Coalition to End Homelessness ; Publication Date: July 25, 2008
Document Link: /issues/wsd/homelessness/pointintimereport08.pdf Related Link(s): Corporation for Supportive Housing ; Reaching Home Campaign - Partnership for Strong Communities

Connecticut Foreclosure Filings Decline In May Connecticut foreclosure filings fell by nearly 30 percent in May compared with the previous month, according to a new report, but they are still nearly 90 percent higher than in May of 2009. The number of properties with filings in May fell 28.4 percent to 2,088, down from 2,915 in April, according to RealtyTrac, the foreclosure tracking firm, in its monthly report of national and state-by-state foreclosure trends. May's decline comes after a modest increase in filings in April. Published by The Hartford Courant ; Publication Date: June 10, 2010
Document Link: /issues/documents/homeownership/htfd_courant_061010.asp

Connecticut Foreclosure Filings Remain At Record Levels Connecticut foreclosure filings grew more slowly in April 2010 compared with the previous month, according to a report released recently, but still remain at record levels and are 34 percent higher than in April of 2009. Published by The Hartford Courant ; Publication Date: May 13, 2010
Document Link: /issues/documents/region/htfd_courant_051310.asp

Connecticut Marshals Make Millions Serving Foreclosure Papers Last year, John T. Fiorillo earned almost twice as much as University of Connecticut women's basketball coach Geno Auriemma and more than 10 times the salary of Gov. M. Jodi Rell. The Bristol resident grossed more than $2 million, but not by coaching a team to the Final Four or running state government. Fiorillo is a self-employed state marshal who serves legal papers to people about to lose their homes through foreclosure. Published by The Hartford Courant ; Publication Date: June 23, 2008
Document Link: /issues/documents/homeownership/htfd_courant_062308.asp

Connecticut Metro Areas In Middle Of Foreclosure Pack Homes hit with foreclosure filings in Connecticut's four largest metro areas surged in the first half of the year, but the areas were in the middle of the pack nationwide when it came to how those filings were spread out over all households in those areas, according to new report to be released today. Published by The Hartford Courant ; Publication Date: July 29, 2010
Document Link: /issues/documents/homeownership/htfd_courant_072910.asp

Connecticut To Use State, Federal Funds On Housing, Loans For Low- To Moderate-Income Borrowers The state plans to use federal and state funds to help communities rehabilitate vacant, foreclosed homes and help low- to moderate-income borrowers move into them, Gov. M. Jodi Rell's office said recently. Published by The Hartford Courant ; Publication Date: April 12, 2009
Document Link: /issues/documents/homeownership/htfd_courant_041209.asp

Connecticut Vacancies Grow Even as Homeownership Rate Rises In the past decade, when homeownership fell nationally by the largest margin since the Great Depression, from 66.2 percent to 65.9 percent, Connecticut's homeownership rate increased. In 2000, 66.8 percent of Connecticut's lived-in houses and condos were owner-occupied. In 2010, the percentage was 67.5. Published by The Hartford Courant ; Publication Date: October 06, 2011
Document Link: /issues/documents/homeownership/htfd_courant_100611.asp

Connecticut's Mandatory Mediation Process Slows The State's Foreclosure Rate — Is That Too Good To Be True? Connecticut’s mandatory foreclosure mediation program is keeping homeowners facing foreclosure safe from being turned out into the cold this winter — or at least safer than they would be elsewhere. Published by The Hartford Advocate ; Publication Date: December 14, 2010
Document Link: /issues/documents/homeownership/htfd_advocate_121410.asp

Constant Tax Problems Are Symptoms Of A Broken System Toni Gold expresses the opinion that a permanent, structural shift of the burden off the local property tax and onto other, more broadly based and fairer sources - mainly the state income tax - would be fairer and more efficient than the current system. It would also act as a deterrent to the sprawl that is gobbling up Connecticut's countryside and character and encourage investment in cities that is desperately needed. Published by The Hartford Courant ; Publication Date: June 17, 2007
Document Link: /issues/documents/Taxes/htfd_courant_061707.asp

Conveyance Tax Issue Hits TV Gearing up for the legislature's special session, the state's Realtors have taken the unusual step of running television commercials to persuade lawmakers to block the two-year extension of the real estate conveyance tax. Published by The Hartford Courant ; Publication Date: May 29, 2008
Document Link: /issues/documents/taxes/htfd_courant_052908.asp

Create Trust for New Homes The economy has been suffering at the hands of increased housing costs as companies' workers cannot afford housing. State Treasurer Denise L. Nappier's $100 million housing fund, however, has received support and projects nearly 9,000 units over 10 years. Published by The Hartford Courant ; Publication Date: May 18, 2005
Document Link: /issues/documents/economicdevelopment/htfd_courant_051805.asp

Delays Getting Into Mortgage Programs Push Homeowners Toward 'Rescue' Companies As the number of seriously delinquent mortgages and foreclosures continues to rise in Connecticut and the nation, the door is opening wider to companies that offer desperate homeowners help for a hefty fee — only to either disappear or fail to deliver the promised service. Published by The Hartford Courant ; Publication Date: September 20, 2009
Document Link: /issues/documents/homeownership/htfd_courant_092009.asp

Developer Favors Condos Developer David Nyberg, owner of the old American Airlines building on Main Street, is changing his plan for the building: What was once going to be office and retail space could soon become condominiums. Published by The Hartford Courant ; Publication Date: December 17, 2005
Document Link: /issues/documents/downtowndevelopment/htfd_courant_121705.asp

Disturbing News - With a Silver Lining Mike McGarry discusses an article from the Hartford Community Loan Fund newsletter which reported that homeownership in the Hartford minority community – that the city has been encouraging for fifteen years – is in deep trouble. Minorities in Hartford pay higher rates for mortgages than Caucasians. And, this city where the population is 80% minority, is the 5th worst in the nation with racial disparities in high cost lending. Published by The Hartford News ; Publication Date: November 06, 2008
Document Link: /issues/documents/homeownership/htfd_news_110608.asp

Dodd Speaks In Hartford On Foreclosure Legislation Sen. Christopher J. Dodd recently told a Hartford business audience that federal intervention is needed to stem the daily flood of 7,000 home foreclosure filings, a drag on the economy and a contributor to flagging consumer confidence. Published by The Hartford Courant ; Publication Date: May 13, 2008
Document Link: /issues/documents/region/htfd_courant_051308.asp

Downtown Housing for Modest Incomes The City of Hartford and Common Ground have settled on a housing development plan for the building at 410 Asylum Street. The compromise ends a debate that began in September 2003, when the property's previous owners donated the building to Common Ground. Published by The Hartford Courant ; Publication Date: August 1, 2005
Document Link: /issues/documents/downtowndevelopment/htfdcourant_080105.asp

Dutch Point Condo Project To Draw Homeowners To City The construction of 58 townhouse condominiums underway at the former Dutch Point housing project on Wyllys Street promises to boost Hartford’s homeownership rate, which is still among the lowest in the nation. Published by The Hartford Business Journal ; Publication Date: September 29, 2008
Document Link: /issues/documents/homeownership/hbj_092908.asp

East Hartford Woman Continues Fight To Keep Home Like the estimated 15,000 Connecticut homeowners whose mortgages are at least three months overdue, and more than 1 million across the nation, Lisa Murzin-Pelcz is tenaciously clinging to her dream of homeownership — even though the numbers don't add up. Published by The Hartford Courant ; Publication Date: August 22, 2008
Document Link: /issues/documents/region/htfd_courant_082208.asp

East Hartford Woman, Facing Foreclosure, Battles To Keep Her House The drawn-out struggle of an East Hartford woman mirrors the national picture, in which more than 1 million homeowners are mired in some stage of foreclosure. For many people like her, unable to negotiate new terms or qualify for assistance, actually being forced from their homes can take months or even years. Published by The Hartford Courant ; Publication Date: February 17, 2009
Document Link: /issues/documents/homeownership/htfd_courant_021709.asp

Easy Living At Precious Prices Despite signs that the local real estate market in general is cooling, experts in housing and economics say there are plenty of people l looking for luxury condos, from suburban active adult communities to sky-rise buildings in downtown Hartford. More than 5,000 condominium units are planned for the region, including units already under construction, approved by local zoning boards or in the midst of the approval process. The condos, many of which resemble detached single-family homes, range in price from about $250,000 to $1 million. Published by The Hartford Courant ; Publication Date: November 27, 2005
Document Link: /issues/documents/downtowndevelopment/htfd_courant_112705.asp

Federal Program Designed To Keep Underwater Homeowners Afloat On the day that the Obama administration launched a major foreclosure prevention program, new data showed that 14 percent of all single-family houses and condominiums in Connecticut had mortgages larger than what the properties were worth. Published by The Hartford Courant ; Publication Date: March 05, 2009
Document Link: /issues/documents/homeownership/htfd_courant_030509.asp

Fighting For The Right To Keep Her Home A bill before Connecticut's legislators proposes creating a mortgage assistance program that includes a six-month moratorium on bank action for affected homeowners, and a mortgage crisis job training program, among other things. The bill also sets higher standards for mortgage writers. Meanwhile, Yolanda Cruz, an activist to the core, will tell her story of trying to keep her home to civic groups. She'll tell potential homeowners to be careful, to go through a bank, and get an attorney. Published by The Hartford Courant ; Publication Date: April 20, 2008
Document Link: /issues/documents/homeownership/htfd_courant_042008.asp

Finding Dream Housing In City Julie Stapf and Kevin Stock could be considered accidental home buyers. It's not that they didn't efficiently plan their move earlier this year from a Detroit suburb. In fact, they were organized and precise, making long lists of places around the country they would consider, researching available jobs and companies and investigating the pros and cons of each area. So they were somewhat surprised - and pleased - when their nationwide search pointed them to Hartford. A few months later, they ended up purchasing a home in the heart of the capital city. Published by The Hartford Courant ; Publication Date: December 21, 2006
Document Link: /issues/documents/Neighborhoods/htfd_courant_122106.asp

Firms Offer $10,000 Grants To Own Homes In Hartford Five Hartford corporations are now offering grants to their employees as part of a new home-ownership incentive program launched by MetroHartford Alliance. MetroHartford created the program as part of its LiveHartford Initiative, which promotes city living by offering tours of available homes and apartments and provides information about renting or purchasing a home. Published by The Hartford Courant ; Publication Date: May 31, 2012
Document Link: /issues/documents/homeownership/htfd_courant_053112.asp

Five-Point-Three Percent Of Home Loans In Connecticut In Foreclosure Or Seriously Delinquent As the recession deepened in the first three months of 2009, foreclosures and seriously delinquent home loans in Connecticut jumped above the rate of one mortgage of every 20 for the first time in at least 30 years. Published by The Hartford Courant ; Publication Date: May 29, 2009
Document Link: /issues/documents/region/htfd_courant_052909.asp

For Connecticut, Report Says, More Subprime Problems A report released recently indicates that the state's mortgage foreclosure troubles could become deeper and last longer than expected. New figures show the state has 77,000 active subprime mortgages totaling about $17 billion. Of those, about 15 percent — or 11,550 loans totaling $2.5 billion — were seriously delinquent and headed for foreclosure as of Dec. 31, 2007. Published by The Hartford Courant ; Publication Date: June 28, 2008
Document Link: /issues/documents/homeownership/htfd_courant_062808.asp

For Some, City Condos Beckon The old Hartford Electric Light Co. is now called The Metropolitan Condominiums. The condos were among the first to go on sale downtown in years. Three are already sold, and 10 or so are waiting for closings to be scheduled. Construction on the building's top-floor units - rooftop additions to the pre-existing structure - could be complete within a few months. Their owners are on the first wave of what Hartford boosters hope will be a flood of folks flocking downtown. Published by The Hartford Courant ; Publication Date: July 5, 2006
Document Link: /issues/documents/downtowndevelopment/htfd_courant_070506.asp

Foreclosure Filings Decline Despite Signs Of Ongoing Trouble The number of foreclosure filings fell in May from April, steeply in Connecticut and slightly across the nation, a new report showed, but experts warn the declines might not mean the worst is over. Published by The Hartford Courant ; Publication Date: June 11, 2009
Document Link: /issues/documents/region/htfd_courant_061109.asp

Foreclosure Filings Fall In January Connecticut residential properties with active foreclosure filings fell more than 25 percent in January 2011 compared with the previous month, according to a report released recently, but it remains unclear whether the ranks of troubled borrowers are thinning out. Published by The Hartford Courant ; Publication Date: February 10, 2011
Document Link: /issues/documents/homeownership/htfd_courant_021011.asp

Foreclosure Filings Rising In Connecticut There were 3.4 percent more foreclosure filings in Connecticut in February than in January, as more borrowers fell behind in mortgage payments, according to a new report. Published by The Hartford Courant ; Publication Date: March 12, 2010
Document Link: /issues/documents/region/htfd_courant_031210.asp

Foreclosures Drop Last Month; Attributed To Foreclosure Freeze Connecticut foreclosure filings fell sharply in November 2010 compared with the previous month, according to a report to be released recently, but that is likely the result of the foreclosure freeze rather than any major improvement in the market. Published by The Hartford Courant ; Publication Date: December 16, 2010
Document Link: /issues/documents/homeownership/htfd_courant_121610.asp

Foreclosures Hit Connecticut Cities, Eastern Towns Hard A town-by-town analysis by The Courant of 16 months of Connecticut home mortgage data through the end of April 2008 shows that Windham County is hardest hit, with 23 foreclosure-related filings for every 1,000 households, compared with 17 in the state as a whole. Published by The Hartford Courant ; Publication Date: June 15, 2008
Document Link: /issues/documents/homeownership/htfd_courant_061508.asp

Foreclosures In Connecticut, Nation At Record Rate As the subprime lending crisis continues to unfold, the rate of foreclosures and seriously delinquent home loans has reached its highest level on record for Connecticut and the nation as a whole. Published by The Hartford Courant ; Publication Date: September 06, 2008
Document Link: /issues/documents/homeownership/htfd_courant_090608.asp

Foreclosures Keep Piling Up In Connecticut A day after legislators agreed on how to pay for another year of the state's foreclosure mediation program, a report shows foreclosure filings in Connecticut soared 22 percent in March 2010 compared with the previous month. Published by The Hartford Courant ; Publication Date: April 15, 2010
Document Link: /issues/documents/homeownership/htfd_courant_041510.asp

Foreclosures, Delinquent Mortgages Drop Again In State The number of Connecticut homeowners seriously delinquent on their mortgage payments or in foreclosure has declined for two quarters in a row now, according to a new report — an encouraging sign for a housing market struggling to shake off the recession. Published by The Hartford Courant ; Publication Date: November 18, 2010
Document Link: /issues/documents/homeownership/htfd_courant_111810.asp

Four Hundred Thousand Donated to NINA Efforts Northside Institutions Neighborhood Alliance recently received a grant for $400,000 to further their efforts to restore historic buildings in Hartford. One which the Alliance restored is the Victorian Lady, the 19th century home that was saved from the wrecking ball by being moved from Sigourney Street to Ashley Street in 2004. The restoration was recently featured on a Home and Garden Television (HGTV) show, Restore America. Published by The Hartford News ; Publication Date: November 8 - 15, 2006
Document Link: /issues/documents/History/htfd_news_110806.asp

Funds in Place for Colt Gateway Project Owners of the Colt facility closed on a $28 million mortgage with Sovereign Bank on June 9th and plan to begin construction on the south armory in roughly 30 days. After completion, the building will feature up to 300 loft apartments and 100,000 square feet of commercial space. Published by The Hartford Courant ; Publication Date: June 10, 2005
Document Link: /issues/documents/economicdevelopment/htfd_courant_061005.asp Related Link(s): Bank Gets Behind Colt Project

Greater Hartford Pending House Sales Fall Sharply House sales under contract but not closed in Greater Hartford plunged 51 percent in May compared with the previous month as the federal home buyer tax credit wound down, according to a recent report. The decline may be an early indicator that the strong sales recorded this spring were boosted by the tax credit and may not continue to be as strong. Published by The Hartford Courant ; Publication Date: June 10, 2010
Document Link: /issues/documents/homeownership/htfd_courant_061010_1.asp

Habitat Group Begins Building 16 Homes In City Margarita Hardy has always dreamed of owning her own home. The Collins Street resident currently shares a one-bedroom apartment with her 16-year-old daughter, and space is tight. Things will soon change for the family. Hardy and her daughter were selected to live in a new house on South Marshall Street — which Hardy will own. Hartford Area Habitat for Humanity has begun work on 16 single-family units near the intersection of South Marshall and Hawthorne streets. Published by The Hartford Courant ; Publication Date: September 22, 2011
Document Link: /issues/documents/homeownership/htfd_courant_092211.asp

Hartford 2000 Property Tax Workshop A summary of the changes in Hartford property taxes that result from revaluation, the tax cap law, and other tax relief measures. (PDF document, 11 pages) Published by Hartford 2000 ; Publication Date: February 22, 2007
Document Link: /Issues/wsd/Taxes/wsd_022207.asp

Hartford Area Home Sales Defy Experts Despite signs of slowing, sales of existing single-family homes in Greater Hartford rose in 2004, compared with the previous year, remaining far more robust than most economists had expected. Published by The Hartford Courant ; Publication Date: January 20, 2005
Document Link: /issues/documents/homeownership/htfd_courant_012005.asp Related Link(s): Connecticut Capitol Region Home Sales Price Report; July 1, 2003 - June 30, 2004

Hartford Companies Helping Workers Make City Home In the Hartford of long ago, industrialists built housing around their factories to attract and retain workers and strengthen their neighborhoods. The plan worked and helped turn the city into an economic powerhouse. Can a 21st-century variation of this idea work the same magic? The MetroHartford Alliance has launched a homeownership incentive program in which major employers will give employees financial assistance to live in the city. Published by The Hartford Courant ; Publication Date: June 06, 2012
Document Link: /issues/documents/homeownership/htfd_courant_060612.asp

Hartford Condo Plan Scrapped A developer's plan to take a 12-story, city-owned building just blocks from Hartford's Bushnell Park and turn it into a few dozen luxury condominiums has collapsed - a victim of the project's small size, high remediation costs and the rising cost of construction. Although the high-profile fall of the 101 Pearl St. project comes at a time of rapid growth in the downtown housing market, city officials and analysts say the project's demise is probably a function of its own set of circumstances and should not be seen as indicative of a wholesale softening of the downtown housing market. Published by The Hartford Courant ; Publication Date: August 29, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_082906.asp

Hartford Housing Authority Remaking Itself Into A Force For Homeownership A new director, a new board and a focus on homeownership have helped the Hartford Housing Authority — mired in controversy a few years ago — to become a formidable player in the city's still-tepid economic development scene. Published by The Hartford Courant ; Publication Date: June 20, 2011
Document Link: /issues/documents/housing/htfd_courant_062011.asp

Hartford Is Bulking Up When he took office in January 2002, Hartford Mayor Eddie A. Perez set the ambitious goal of adding 2,500 owner-occupied housing units to the city in the next five years, 500 of them in the downtown area, for the purpose of increasing the city's low rate of homeownership. Skeptics said it wouldn't happen, and with less than a year left on his timetable it appears unlikely he will meet his objective on time. Nevertheless, even in falling short, the mayor has had a major impact on housing in Hartford. Published by The Hartford Courant ; Publication Date: March 20, 2006
Document Link: /issues/documents/Housing/htfd_courant_032006.asp

Hartford Leads Area in Growth of Home Prices A new survey by the Capitol Region Council of Governments found that the median housing price in Hartford jumped by 76.5 percent between 1999 and 2004, the largest increase by percentage in the 29-town region. While the substantial jump in housing prices is good news for those who own a home, higher prices limit choices of those with lower incomes. Published by The Hartford Courant ; Publication Date: November 5, 2004
Document Link: /issues/documents/homeownership/htfd_courant_110504.asp Related Link(s): Capital Region Council of Governments (CRCOG)

Hartford Neighborhood Group Works To Reclaim House, Increase Homeownership The decaying house at 199-201 Sargeant St. was built in 1898 and has been vacant and deteriorating for several years. That will soon change. The nonprofit Northside Institutions Neighborhood Alliance (NINA), is joining with another nonprofit group, ServCorps, and Bank of America to renovate the property for occupancy once again while visually maintaining the look and feel of the original. Published by The Hartford Courant ; Publication Date: May 25, 2012
Document Link: /issues/documents/neighborhoods/htfd_courant_052512.asp

Hartford Renter's Fight Leads To Fannie Mae Policy Change What began with a single mother in Hartford fighting her eviction has led to a policy change by Fannie Mae allowing renters to remain in their homes after their landlords are foreclosed on, a switch that could help thousands of renters across the country. Published by The Hartford Courant ; Publication Date: December 16, 2008
Document Link: /issues/documents/housing/htfd_courant_121608.asp

Hartford To Remain With Bank Of America Mayor Pedro E. Segarra's effort to establish a three-year contract with Bank of America, which handles most of the city's banking business, was scuttled after some city council members raised questions about the choice. Published by The Hartford Courant ; Publication Date: February 15, 2013
Document Link: /issues/documents/government/htfd_courant_021513.asp

Help For Home Buyers First-time home buyers in Connecticut who face steep increases in their monthly payments on high-risk mortgages and the prospect of default or foreclosure may qualify for a refinancing program announced by the governor recently. Published by The Hartford Courant ; Publication Date: November 09, 2007
Document Link: /issues/documents/homeownership/htfd_courant_110907.asp

Helping Older Folks Stay AARP, the group that promotes the interests of older Americans, is conducting a pilot program in Asylum Hill called Livable Communities, one of eight such projects across the country. The goal: to help longtime residents over the age of 50 stay put. About 125 volunteers from AARP, The Hartford and Rebuilding America are retrofitting 10 one- and two-family homes in the Hill so they are more easily used by older people. Published by The Hartford Courant ; Publication Date: July 30, 2006
Document Link: /issues/documents/Neighborhoods/htfd_courant_073006_a.asp

High-End Condos A Lofty Ambition The man who bought the Bank of America building on Main Street in Hartford wants to turn several of the office tower's upper floors into high-rise condominium units - with sweeping city vistas and river views that could help push the price as high as $300,000 or $400,000. Published by The Hartford Courant ; Publication Date: August 12, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_081206.asp

Historic Homes To Get $3.4 Million Renovation Five boarded-up, 19th-century homes on Belden Street in Hartford's North End will be restored beginning in May. The project aims to revive both the historic homes and the block itself - one that is now a frequent stop for city police fighting drugs and crime. Financing for the project will be funded by the estimated $1.1 million in sales when the units are completed, plus $2.2 million from "gap financing" - grant money from various state and local agencies and nonprofits, including the state Department of Economic Development, the Connecticut Housing Investment Fund, the Capital City Economic Development Authority and the city. Published by The Hartford Courant ; Publication Date: April 11, 2005
Document Link: /issues/documents/housing/htfd_courant_041105.asp

Historic Homes To Get $3.4 Million Renovation Five boarded-up, 19th-century homes on Belden Street in Hartford's North End will be restored beginning in May. The project aims to revive both the historic homes and the block itself - one that is now a frequent stop for city police fighting drugs and crime. Financing for the project will be funded by the estimated $1.1 million in sales when the units are completed, plus $2.2 million from "gap financing" - grant money from various state and local agencies and nonprofits, including the state Department of Economic Development, the Connecticut Housing Investment Fund, the Capital City Economic Development Authority and the city. Published by The Hartford Courant ; Publication Date: April 11, 2005
Document Link: /issues/documents/housing/htfd_courant_041105.asp

Home Loan Aid Advances In Legislature A key committee in the Connecticut General Assembly approved a wide-ranging bill addressing the mortgage crisis recently, including a three-part plan to assist homeowners struggling with home loan payments. The bill, advanced by the legislature's banks committee, also includes some provisions for reforming the mortgage lending industry in Connecticut, although it does not include measures that housing advocates had pushed. Published by The Hartford Courant ; Publication Date: March 05, 2008
Document Link: /issues/documents/homeownership/htfd_courant_030508.asp

Home Prices Not So High Summary of report from the Capitol Region Council of Governments that examines housing sales from July 2003 through June 2004 in the Capitol region. Includes observations by local experts. Published by The Hartford Courant ; Publication Date: December 5, 2004
Document Link: /issues/documents/Housing/courant_120504.asp Related Link(s): Connecticut Capitol Region Home Sales Price Report
Published by Capitol Region Council of Governments (CRCOG)
PDF document; 22 pages
; http://www.crcog.org/

Home Prices Plummet In February Single-family home prices in Connecticut suffered their steepest year-over-year drop in at least 28 years, with the median home price 17.1 percent lower in February 2009 compared with February 2008, The Warren Group reported recently. Published by The Hartford Courant ; Publication Date: March 31, 2009
Document Link: /issues/documents/homeownership/htfd_courant_033109.asp

Home Sales Keep Falling Single-family home sales in Greater Hartford fell for the sixth straight month in July, a further sign that the area's housing market is cooling a bit from the torrid sales pace of the past four years. Despite slower sales, there is enough demand - and not an overabundance of homes for sale - to keep pushing sales prices higher, though not at the double-digit pace of the past few years. Published by The Hartford Courant ; Publication Date: August 17, 2005
Document Link: /issues/documents/homeownership/htfd_courant_081705.asp

Homeowner's Hopes Ride With State Mortgage Reform Bill A bill in the Connecticut legislature expands financial assistance to homeowners who are in deep trouble but can repay the loans. It sets aside about $140 million, mostly starting July 1, 2008. It also sets up mediation between borrowers and lenders in the courts. And it tightens up requirements for lenders who make subprime loans. Published by The Hartford Courant ; Publication Date: May 11, 2008
Document Link: /issues/documents/homeownership/htfd_courant_051108.asp

Homeowners Avoiding Foreclosure Through State Mediation The state’s hallmark foreclosure mediation program continues to have a high success rate for homeowners, but still relatively few people have chosen to participate in the program. Published by The Hartford Business Journal ; Publication Date: August 17, 2009
Document Link: /issues/documents/homeownership/hbj_081709.asp

Homeowners Get Tips on Maintenance Free homeownership training sessions have attracted many first-time homeowners eager for information. The sessions are at the new Rice Heights development which is located on the site of the former Rice Heights housing project in the Behind the Rocks neighborhood. The project was demolished in 1998. Published by The Hartford Courant ; Publication Date: February 21, 2005
Document Link: /issues/documents/homeownership/htfd_courant_022105.asp HartfordInfo Data: Behind the Rocks Neighborhood Profile

Homeowners in the Ditch Connecticut's foreclosure crisis has spread. At a recent event in Hartford, Sen. Christopher Dodd, chairman of the Senate banking committee, revealed that 16,000 to 17,000 homes have been lost to foreclosure in the state of Connecticut. Published by The Hartford Advocate ; Publication Date: January 27, 2009
Document Link: /issues/documents/homeownership/htfd_advocate_012709.asp

Homeownership Experience of Low-Income and Minority Families In the interest of supporting the development of effective policies for promoting and supporting homeownership, as well as to address the concerns raised about those who fear there is too great an emphasis on promoting homeownership, the purpose of this report is to review and synthesize what is known about the homeownership experience of low-income and minority households to assess the extent to which homeownership is likely to benefit these groups. While there have been several recent reviews of the literature that have assessed the empirical evidence on the benefits of homeownership, this study is unique in an explicit focus on what is known about the homeownership experience of low-income and minority households. (PDF file, 159 pages) Published by U.S. Department of Housing and Urban Development, Office of Policy Development and Research ; Publication Date: February 2006
Document Link: /issues/wsd/homeownership/Homeownership_Low_Inc.pdf

Homeownership Program Faces Real Test High debt ratio and bad credit challenge the success of Mayor Perez's homeownership initiative. Published by The Hartford Courant ; Publication Date: February 15, 2005
Document Link: /issues/documents/homeownership/htfd_courant_021505.asp

Homes To Go On Sale at Dutch Point On September 3, 2008 ground was broken for “The Townhomes at Dutch Point,” the homeownership phase of the total reconstruction of what was once one of Hartford’s most notorious housing projects. Published by The Hartford News ; Publication Date: September 04, 2008
Document Link: /issues/documents/housing/htfd_news_090408.asp

Housing Crisis: Workshop Helps Prevent Foreclosures More than a dozen mortgage lenders and servicers, including Bank of America, Countrywide, Bank of America and Washington Mutual, attended at the free workshop held recently at the Connecticut Convention Center. Foreclosure-prevention counselors say the deepening housing and economic crisis has made some borrowers feel isolated or hesitant or even fearful to talk to loan representatives. Published by The Hartford Courant ; Publication Date: February 15, 2009
Document Link: /issues/documents/homeownership/htfd_courant_021509.asp

Housing Fund Will Help Us All There is a serious lack of affordable housing in Connecticut and our economic future may be at risk because of it. Published by The Hartford Courant ; Publication Date: February 27, 2005
Document Link: /issues/documents/housing/htfd_courant_022705.asp Related Link(s): Partnership for Strong Communities Web Site ; ‘Affordable' Still Not Equal: Housing Law Fails to Break Down Barriers in Affluent Towns

Housing Trust Fund: Hope For 1.5 Million Sister Patricia McKeon, RSM, executive director of the Mercy Housing and Shelter Corp. in Hartford, expresses the opinion that the passage of the affordable housing act, currently before the U.S. Congress, will give communities in Greater Hartford and across the nation the opportunity to make strides toward ending homelessness by providing safe and affordable housing for so many low-income families. Published by The Hartford Courant ; Publication Date: August 29, 2007
Document Link: /issues/documents/housing/htfd_courant_082907.asp

HYPE Party Participants Upbeat about City Upscale residences are rising all over Downtown Hartford, but will they be able to attract the young professionals who work at the area’s major corporations, law firms and other businesses? A surprisingly positive outlook on Hartford and its future was supplied by several participants at the HYPE Premier Party recently. Published by The Hartford News ; Publication Date: June 14, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_news_061406.asp

In an Economic Downturn, Some Owners of Habitat for Humanity Houses Face Foreclosure If you needed one more reason to feel down about our economic position these days, look no further than Habitat for Humanity — and the foreclosure notices they've issued to more than half a dozen local families. The same families the group worked so hard to help in the first place. Hartford Area Habitat for Humanity — one of several chapters in the state — is currently involved in two foreclosure proceedings. Published by The Hartford Advocate ; Publication Date: March 22, 2011
Document Link: /issues/documents/homeownership/htfd_advocate_032211.asp

In Connecticut Foreclosures Cases, Legislative Committee Backs Mandatory Mediation Some people have called Connecticut's foreclosure mediation program the most successful of the state's mortgage relief efforts enacted in 2008. Now, participation might become mandatory. The state legislature's banks committee approved a bill recently that would require homeowners in foreclosure to enter the mediation program once their cases are in the courts. Published by The Hartford Courant ; Publication Date: March 11, 2009
Document Link: /issues/documents/region/htfd_courant_031109.asp

Interim Housing Chief on Predecessor's Path Lancelot A. Gordon Jr., 57, was recently named interim executive director of the Hartford Housing Authority, replacing John Wardlaw. Gordon has many positive credentials and experiences and will be a benefit to Hartford's public housing. Published by The Hartford Courant ; Publication Date: May 18, 2005
Document Link: /issues/documents/housing/htfd_courant_051805.asp Related Link(s): Wardlaw Transformed Public Housing

Investor Abandons City Condo Plan The investment firm backing the planned $23 million transformation of the former Capewell Horse Nail Co. factory into moderately priced condominiums has backed out of the deal, stalling plans to reinvigorate the neighborhood just south of Hartford's new convention center. The Capewell project is part of efforts to increase homeownership in the city, offering condos in a complex close to downtown. Published by The Hartford Courant ; Publication Date: December 13, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_121306.asp

It Takes A Neighborhood To Raise A House On a recent Friday morning, a houseful of dignitaries and well-wishers gathered in Hartford's Asylum Hill neighborhood for the ceremonial "handing over of the keys" to a brand new, yet older-looking house to its new owners. The house was built to replace one that due to many years of neglect was allowed to deteriorate to a point of no return. The celebration included representatives of the nonprofit development corporation Northside Institutions Neighborhood Alliance, or NINA, that organized the building of the home; the bank that donated the land; The Hartford, whose employees donated hundreds of hours as volunteer builders; and the young people and mentors at YouthBuild Hartford and ServCorps, who also contributed much of the labor. Published by The Hartford Courant ; Publication Date: February 09, 2012
Document Link: /issues/documents/neighborhoods/htfd_courant_020912.asp

Legislation Would Strengthen CT Home Foreclosure Mediation Program Connecticut’s home foreclosure mediation program has been a model for other states, but the governor and other state officials today announced proposed legislation that would further tighten the process. A key provision would require that banks have a representative who is not only is familiar with the case but who also has the authority to either approve or reject a modification plan. Published by The Hartford Courant ; Publication Date: January 30, 2013
Document Link: /issues/documents/housing/htfd_courant_013013.asp

Legislative Action: What Does It Mean To Me? This article is a summary of what various pieces of legislation before the Connecticut General Assembly mean to the average citizen. Published by The Hartford Courant ; Publication Date: May 11, 2008
Document Link: /issues/documents/government/htfd_courant_051108.asp

Let Increase In Real Estate Nuisance Tax Expire Stan Simpson expresses the opinion the legislature should not extend the temporary increase to the municipal real estate conveyance tax. The nickel-and-diming of home sellers has actually been a cash cow for municipal leaders, generating $40 million in revenue this year alone. While the municipalities have milked, home sellers are getting bilked at the closing table. Published by The Hartford Courant ; Publication Date: May 17, 2008
Document Link: /issues/documents/taxes/htfd_courant_051708.asp

Life on the Hill: The Victorian Lady Lives On A 120-year-old house known as “The Victorian Lady” has been saved from demolition, gutted, moved, renovated, restored and is now one of the finest residences in Asylum Hill. Published by The Hartford News ; Publication Date: September 08, 2011
Document Link: /issues/documents/neighborhoods/htfd_news_090811_2.asp

Loan Delinquencies Rise Home loan delinquencies in Connecticut rose to the highest level since 1985 by the end of last year, with subprime loans accounting for much of the increase. At the same time, mortgage foreclosures climbed to numbers not seen in almost 10 years, according to a quarterly report released recently by the Mortgage Bankers Association examining the last three months of 2007. Published by The Hartford Courant ; Publication Date: March 07, 2008
Document Link: /issues/documents/homeownership/htfd_courant_030708.asp

Lower-End Condos Ride A Spike In Demand Curve Throughout the Hartford region there is high demand for lower-end condos. It now takes an average of 30 days to sell units priced at $200,000 or less, compared with an average of 41 days five years ago. Published by The Hartford Courant ; Publication Date: December 27, 2005
Document Link: /issues/documents/housing/htfd_courant_122705.asp

Mayor's Update, Fall 2004 A quarterly publication designed to share Mayor Perez's primary goals, objectives and accomplishments. The Fall 2004 issue includes updates on the Hilton Hotel, the Office of Constituent Services, education of Hartford youth, quality of life, and downtown development. (PDF document, six pages) Published by City of Hartford ; Publication Date: Fall 2004
Document Link: /issues/wsd/government/MayorUpdateFall2004.pdf

Mayor's Update, Summer 2006 A quarterly publication designed to share Mayor Perez's primary goals, objectives and accomplishments. The Summer 2006 issue includes updates on the new police chief, the financial revitalization of the city, the living wage ordinance, computer literacy, homeownership and public safety. (PDF document, seven pages) Published by City of Hartford ; Publication Date: Summer 2006
Document Link: /issues/wsd/government/MayorsUpdateSummer06.pdf

Mayor's Update, Winter 2006 A quarterly publication designed to share Mayor Perez's primary goals, objectives and accomplishments. The Winter 2006 issue includes updates on public safety, homeownership, neighborhood policing, the Parkville neighborhood and more. (PDF document, 6 pages). Published by City of Hartford ; Publication Date: Winter 2006
Document Link: /issues/wsd/government/MaryorsUpdateWNTR06.pdf

Minority Borrowers Face Higher-Cost Mortgages Lots of attention has been given to the crisis in the subprime mortgage industry over the last year. But the media has largely missed another dark side of the story: who the subprime lenders and brokers have been specifically targeting for these loans. Recently, the National Community Reinvestment Coalition conducted an extensive study of mortgage data for more than 100 major metropolitan areas in the U.S., including Hartford. In Hartford, minority borrowers were much more likely to have a high-cost mortgage than white households. This was true regardless of income. Published by The Hartford Courant ; Publication Date: January 29, 2008
Document Link: /issues/documents/homeownership/htfd_courant_012908.asp

Mortgage Delinquencies In Connecticut Decline Home sales in Connecticut fizzled at the end of 2010, but there were renewed signs that the state's foreclosure troubles may be easing. The number of Connecticut homeowners seriously delinquent on their mortgage payments or in foreclosure declined in the fourth quarter of last year — the third quarterly drop in a row, according to a report Thursday by the Mortgage Bankers Association. Published by The Hartford Courant ; Publication Date: February 17, 2011
Document Link: /issues/documents/homeownership/htfd_courant_021711_1.asp

Mortgage Rates Low, Home Sales Strong Mortgage rates are hovering near historic lows, and Connecticut's home sales are making a strong showing this spring as buyers display increasing confidence that the market is on the mend, two recent separate reports showed. Published by The Hartford Courant ; Publication Date: May 27, 2010
Document Link: /issues/documents/region/htfd_courant_052710_1.asp

Mortgage Relief Bill Highlights Final Day Of Legislative Session Hours before the legislature's 2008 session ended, the state Senate unanimously passed a comprehensive mortgage-relief bill that would help thousands of subprime mortgage holders threatened with foreclosure. The Senate moved swiftly in bipartisan fashion to help cash-strapped homeowners through programs that would give them more-affordable interest rates, allowing them to remain in their homes. Published by The Hartford Courant ; Publication Date: May 08, 2008
Document Link: /issues/documents/government/htfd_courant_050808.asp

Neighborhoods of Hartford The website of The Neighborhoods of Hartford Inc. which administers the Hartford Rising Star and Hartford Pride Block Program that was initiated by Mayor Eddie A. Perez as a result of his Homeownership Task Force. Five clusters of Rising Star Blocks, as well as twelve Pride Blocks, have been designated within communities in Hartford. These areas receive special incentives, neighborhood specific interventions and technical assistance. Published by The Neighborhoods of Hartford, Inc.
Document Link: /issues/wsd/neighborhoods/wsd_101606.asp

New Houses, New Hope Southend neighborhoods housing home ownership homeownership low income housing moderate income housing affordable housing low-income housing SINA Published by The Hartford Courant ; Publication Date: October 26, 2007
Document Link: /issues/documents/housing/htfd_courant_102607.asp

New Perspectives on the Need for Affordable Housing within Connecticut A huge escalation in Connecticut housing prices since 2000 – four times the growth in personal income – has pushed affordable homeownership and rental housing beyond the reach of many working families and individuals, says a new statewide study released recently. High housing prices threaten the state’s economy and must be addressed quickly, says business economist Donald Klepper-Smith, who conducted the econometric study commissioned by The Partnership for Strong Communities, a statewide housing policy organization. (PDF file, 94 pages). Published by Partnership for Strong Communities ; Publication Date: October 2005
Document Link: /issues/wsd/housing/affordable_housing_ct.pdf

New Wealth Stirs in An Old City Hartford, found to be the most economically segregated city among the nation's top 50 in a 2000 study, is attracting aging, affluent baby boomers in from the suburbs. Published by The Hartford Courant ; Publication Date: May 29, 2005
Document Link: /issues/documents/downtowndevelopment/htfd_courant_052905.asp

New York-Style Lofts Planned For Asylum Hill The old Austin Organ Factory building at 158 Woodland St., in the Asylum Hill neighborhood of Hartford, is being renovated into New York City-styled loft condominiums. Published by The Hartford Courant ; Publication Date: January 07, 2008
Document Link: /issues/documents/neighborhoods/hbj_010708.asp

Number Of Residential Properties With Active Foreclosure Filings Fell In February Residential properties in Connecticut with active foreclosure filings fell nearly 11 percent in February compared with the previous month — the second month-over-month decline in a row, according to a report to be released recently. Published by The Hartford Courant ; Publication Date: March 10, 2011
Document Link: /issues/documents/region/htfd_courant_031011.asp

Out-Of-State Loan Servicers Undermining Mortgage Help About 8,500 Connecticut homeowners are stuck in foreclosure limbo, and the number grows daily. Many of the homeowners could keep their homes through government programs but are in foreclosure limbo because out-of-state mortgage servicers fail to participate in good faith in Connecticut's Foreclosure Mediation Program. Published by The Hartford Courant ; Publication Date: April 24, 2010
Document Link: /issues/documents/homeownership/htfd_courant_042410.asp

Perez, In State Of The City Address, Sees Many Challenges Facing Hartford The city is "seriously challenged," with less money coming in and struggling taxpayers who have greater needs, Mayor Eddie A. Perez said in his state of the city address recently. Published by The Hartford Courant ; Publication Date: March 10, 2009
Document Link: /issues/documents/government/htfd_courant_031009.asp

Prices Of Single-Family Houses Rose In January The path to recovery in the housing market is far from straight, even in a state as small as Connecticut, as a new report showed recently. Published by The Hartford Courant ; Publication Date: March 02, 2010
Document Link: /issues/documents/economicdevelopment/htfd_courant_030210.asp

Property Tax Brief A summary of the property tax system in Connecticut presented at the workshop sponsored by Hartford 2000. (PDF document, 2 pages) Published by Hartford 2000 ; Publication Date: February 22, 2007
Document Link: /Issues/wsd/Taxes/wsd_022207.asp

Property Taxes: The Real Story A workshop held at the Hartford Public Library and sponsored by Hartford 2000 and the Hartford Public Library, informed the public about how the property tax system works and recent changes which affect home owners in the city. (PDF document, 1 page) Published by Hartford 2000 ; Publication Date: February 22, 2007
Document Link: /Issues/wsd/Taxes/wsd_022207.asp

PSST: Great Neighborhood Buys in Hartford In this article Gina Greenlee shares her "knack for spotting up-and-coming urban real estate" and her knowledge of Hartford's neighborhoods. Published by The Hartford Courant ; Publication Date: December 14, 2004
Document Link: /issues/documents/neighborhoods/courant_121404.asp

Rebuilding Homes, Preserving Independence Three agencies, the AARP, Rebuilding Together Hartford and the Northside Institutions Neighborhood Alliance (NINA), collaborated to rebuild and refurbish three homes on Hartford in early May 2007. Published by The Hartford News ; Publication Date: May 16 - 23, 2007
Document Link: /issues/documents/Neighborhoods/htfd_news_051607.asp

Rebuilding The City Many of Hartford's single-family homes were built before World War II and are in need of upgrade and repair. In many cases, the owners have also gotten on in years, and find it difficult to get the work done. Luckily, there's a nonprofit group they can call. Rebuilding Together offers free home repair for elderly or disabled low-income homeowners who can't afford private contractors. Published by The Hartford Courant ; Publication Date: July 18, 2007
Document Link: /issues/documents/HomeOwnership/htfd_courant_071807.asp

Reduce Property Tax Burden When the General Assembly convened Jan. 3, Mayor Eddie Perez asked legislators to take a bold step forward and adopt a property tax reform plan that provides property tax relief for all Connecticut families. Published by The Hartford Courant ; Publication Date: December 21, 2006
Document Link: /issues/documents/Taxes/htfd_courant_122106.asp

Rell Proposes Moratorium On Residential Foreclosures With Connecticut apparently headed toward a deeper recession than first thought, Gov. M. Jodi Rell is proposing a six-month moratorium on all residential foreclosures, as well as protection for some tenants whose landlords are in foreclosure. Published by The Hartford Courant ; Publication Date: November 21, 2008
Document Link: /issues/documents/homeownership/htfd_courant_112108.asp

Rell Signs Mortgage-Assistance Bill Into Law Homeowners struggling to make mortgage payments could get some help from legislation recently signed into law by Gov. M. Jodi Rell. The much debated legislation, which sets aside about $140 million for relief and enacts stricter mortgage lending standards, is designed to curtail a rising number of foreclosure filings across the state. Published by The Hartford Courant ; Publication Date: June 19, 2008
Document Link: /issues/documents/homeownership/htfd_courant_061908.asp

Representing Yourself in Foreclosure: A Guide for Connecticut Homeowners While foreclosure is a complicated legal process, if an individual is unable to afford a lawyer, this guide is designed to provide enough information about the process so that an individual can represent themselves. However, this guide is not intended to substitute for the assistance of an experienced foreclosure lawyer. (PDF document, 72 pages) Published by Connecticut Fair Housing Center ; Publication Date: January 2010
Document Link: /issues/wsd/HomeOwnership/CFHCForeclosureManualR3.pdf

Rollback of Special Tax a Worry The state is scheduled to roll back local conveyance tax rates on July 1, a prospect that has municipal leaders anxiously lobbying the General Assembly for help. On the opposite side of the debate are the lobbyists for real estate dealers, mortgage brokers and home builders, who insist that the rollback is overdue. Published by The Hartford Courant ; Publication Date: February 21, 2005
Document Link: /issues/documents/taxes/htfd_courant_022105.asp

Room for All in the City's Future Stan Simpson points out the need for affordable housing for low- and moderate-income families in Hartford's development plans. Published by The Hartford Courant ; Publication Date: October 22, 2005
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_102205.asp

Safe At Home Harsh economic times and an aging population have contributed to a rise in the popularity of reverse mortgages. As prices for everyday goods — including fuel, food and energy — continue to rise, many older Americans are using it to reduce expenses and supplement their income. Last year, 2,041 Connecticut residents took out a Federal Housing Administration reverse mortgage, which make up 90 percent of the market. That was up 353 percent from the 450 FHA reverse mortgages taken out in 2003. Published by The Hartford Business Journal ; Publication Date: September 08, 2008
Document Link: /issues/documents/homeownership/hbj_090808.asp

Seller Desperation Sets In Homeowners in New England seemed to have it all in the first half of this decade: rapid increases in price made homes stellar investments, and if they decided to sell, prospective buyers eagerly lined up to pay top dollar. But 2006 is the year the region turned into a buyer's market, with a housing slump hitting New England harder than most of the rest of the country, and predicted to stay that way through the decade's end. Published by The Hartford Courant ; Publication Date: December 11, 2006
Document Link: /issues/documents/Region/htfd_courant_121106.asp

Shortsighted Lending Blocks Agile City Tom Condon writes that conventional real estate lenders won't finance a commercial building that is bold, innovative and built to last 100 years. The real estate lending market has calcified into a hidebound, risk-averse, rigid institution that lends money to build only certain kinds of real estate "products," nearly all of which promote sprawl. Published by The Hartford Courant ; Publication Date: July 10, 2011
Document Link: /issues/documents/homeownership/htfd_courant_071011.asp

Sixth-Straight Yearly Decrease For House Sales In State Despite a strong start, house sales in Connecticut fell for the sixth straight year in 2010, leaving the total at its lowest level since 1991 and providing little momentum for much of a rebound this year. Published by The Hartford Courant ; Publication Date: February 17, 2011
Document Link: /issues/documents/homeownership/htfd_courant_021711.asp

Slumlords Be Gone! Cheers to State Rep. Angel Arce for his new campaign again blight and absentee landlords. Less than three months into his new position, Rep. Arce is attacking the plague that is absentee landlordism, and in doing so, has shown more dignity, integrity and anger on behalf of his constituents than his predecessor. Published by The Hartford News ; Publication Date: March 07, 2013
Document Link: /issues/documents/housing/htfd_news_030713.asp

Slump Offers Affordable Housing Opportunity Connecticut faces a triple housing threat: skyrocketing foreclosure rates, a severe lack of affordable housing and extreme racial and economic segregation. Could there be a silver lining to the foreclosure crisis that will address all three problems? Published by The Hartford Courant ; Publication Date: September 09, 2008
Document Link: /issues/documents/housing/htfd_courant_090908.asp

State Expands Mortgage Relief Program After criticism from state legislators and the public, a program designed to help homeowners facing foreclosure will now be expanded, eliminating the requirement that applicants be first-time home buyers. Gov. M. Jodi Rell's CT Families program will be broadened to include borrowers who purchased homes with adjustable-rate mortgages and subsequently refinanced into another adjustable-rate loan. Published by The Hartford Courant ; Publication Date: February 29, 2008
Document Link: /issues/documents/homeownership/htfd_courant_022908.asp

State Foreclosure Filings Up Dramatically In July Connecticut foreclosure filings surged 22 percent in July 2010 compared with the previous month, according to a report to be released recently, as homeowners continue to struggle with mortgage payments. Published by The Hartford Courant ; Publication Date: August 12, 2010
Document Link: /issues/documents/homeownership/htfd_courant_081210.asp

State Legislature Considers Extending Foreclosure Mediation Program The crown jewel of Connecticut's home mortgage rescue efforts — the state's foreclosure mediation program — is a model for other states and has helped keep 3,400 borrowers in their homes since 2008. Published by The Hartford Courant ; Publication Date: March 11, 2010
Document Link: /issues/documents/homeownership/htfd_courant_031110.asp

State Programs To Prevent Foreclosures Helping Only A Few Thousands of families in trouble in Connecticut — many of whom had reason to hope for help from the state – have been disappointed. An examination of Connecticut's mortgage relief programs shows that only a small fraction of homeowners have qualified for aid that was meant to reach many more families. The state programs are so narrow and carry so many restrictions that getting approval is nearly impossible. Published by The Hartford Courant ; Publication Date: January 11, 2009
Document Link: /issues/documents/homeownership/htfd_courant_011109.asp

State's Home Loan Pain Grows: Foreclosure, Delinquency Rate Soars Foreclosures and seriously delinquent home loans in Connecticut logged another grim milestone in the third quarter, soaring a full percentage point to 7 percent of all loans — the largest quarterly increase in nearly 30 years, according to a new report. Published by The Hartford Courant ; Publication Date: November 20, 2009
Document Link: /issues/documents/homeownership/htfd_courant_112009.asp

Struggling Toward Homes Of Their Own Issues and opportunities for Hartford residents working toward homeownership are discussed in this August 15 article by Dan Haar of the Hartford Courant. Published by The Hartford Courant ; Publication Date: August 15, 2004
Document Link: /issues/documents/homeownership/courant_081504.asp

Subprime Crisis Yields More Readers For Mag It’s a dark time for homeownership across the country. But bad news for the housing market is a boon to a Hartford-based magazine. The First-Time Homebuyer, which offers practical advice for prospective homebuyers, has seen its readership leap upward after the summer’s headlines turned a big, scorching spotlight on the many Americans struggling to keep their newly bought homes — and on the need to make educated decisions about home buying. Published by The Hartford Courant ; Publication Date: December 24, 2007
Document Link: /issues/documents/homeownership/hbj_122407.asp

Success on Ashley Street House by house, the old Sigourney Square neighborhood is regaining its traditional role as a solid neighborhood with a growing core of homeowners who care about their investment and are real assets to Asylum Hill and the city. Northside Institute Neighborhood Alliance (NINA) has buying houses, fixing them up, and selling them to stable families of all types and stripes. Published by The Hartford News ; Publication Date: May 10, 2012
Document Link: /issues/documents/neighborhoods/htfd_news_051012.asp

Talks Start On Public Funds For Complex The developer of a proposed high-end condominium and apartment complex on the site of the YMCA building on Hartford's Bushnell Park has begun discussions with the city to secure public financing for the roughly $110 million project, city officials said. The discussions are preliminary, but the level of financing could be somewhere between $5 million and $10 million. Published by The Hartford Courant ; Publication Date: August 11, 2006
Document Link: /issues/documents/DowntownDevelopment/htfd_courant_081106.asp

Task Force Ideas Fizzle Efforts to draft a historic preservation ordinance in Hartford are hindered by a low homeownership rate, low income homeowners, and the number of buildings that would be effected. Published by The Hartford Courant ; Publication Date: March 28, 2005
Document Link: /issues/documents/downtowndevelopment/htfd_courant_032805.asp

The Seven-Year Itch The refurbished apartments on Mortson Street were supposed to be a showcase of urban renewal. Owners of the “perfect six” apartments have complained about problems they’ve had with their homes, and the ways that the contractors have failed to fulfill their obligations. Published by The Hartford Advocate ; Publication Date: April 5, 2007
Document Link: /issues/documents/HomeOwnership/htfd_advocate_040507.asp

Thousands To Feel Mortgage Pain Community activists say many of subprime home mortgage loans are predatory loans, made by fee-seeking sharks who either lied about conditions of the loan or did not care whether borrowers understood what they meant or whether they could ever pay them back. In Connecticut, where thousands of variable-rate subprime loans are scheduled to jump to higher interest rates in coming months, the anticipated defaults will disrupt local housing markets for the next few years, experts say. Published by The Hartford Courant ; Publication Date: September 10, 2007
Document Link: /issues/documents/homeownership/htfd_courant_091007.asp

Toxic Mortgages Poison Hartford Although the 1,375 foreclosure filings in Connecticut in September 2007 represented a 37 percent decrease from August of that year, as a whole, foreclosures were up 920 percent in the third quarter of 2007 in the state compared to 2006, with a total of 5,663 filings, according to realtytrac.com, the nation's leading authority on foreclosures. That's one foreclosure for every 251 households. Published by The Hartford Advocate ; Publication Date: November 22, 2007
Document Link: /issues/documents/homeownership/htfd_advocate_112207.asp

Troubled Mortgages Still At Record Levels In Connecticut A record number of Connecticut homeowners still are falling behind in their mortgage payments and facing foreclosure, but a new report shows those numbers leveling off in the first three months of 2010. Published by The Hartford Courant ; Publication Date: May 20, 2010
Document Link: /issues/documents/homeownership/htfd_courant_052010.asp

Warning About Tenant Eviction New state and federal laws passed in 2009 are supposed to protect renters in foreclosed properties from getting tossed out with little or no notice. But the state attorney general and legal aid lawyers said recently there is strong evidence that those laws are being violated - and hundreds, perhaps thousands, of tenants have been pressured to leave sooner than legally required. Published by The Hartford Courant ; Publication Date: February 02, 2010
Document Link: /issues/documents/homeownership/htfd_courant_020210.asp

What If No One Was Home? Here's a startling statistic that demands attention, brought to you by a coalition of smart people committed to increasing the amount of affordable housing in Connecticut: In 2005, a family earning the median income couldn't qualify for a mortgage on a median-priced home in 157 of the state's 169 towns. Published by The Hartford Courant ; Publication Date: February 18, 2007
Document Link: /issues/documents/Housing/htfd_courant_021807.asp

Winners And Losers From The 2008 Legislative Session This article presents a list of the winners and losers from the 2008 Connecticut legislative session. Published by The Hartford Courant ; Publication Date: May 08, 2008
Document Link: /issues/documents/government/htfd_courant_050808_1.asp

With More Loan Defaults, 2 Conn. Firms Reap Millions These are busy days in Connecticut's foreclosure courtrooms, and for no one more than the growing stable of lawyers at Hunt Leibert and Reiner, Reiner. A record 18,000 foreclosure suits were filed in Connecticut last year, and two out of every three were brought by lawyers from those two firms. Published by The Hartford Courant ; Publication Date: June 22, 2008
Document Link: /issues/documents/homeownership/htfd_courant_062208.asp

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